Accredited Investor Definition
In some instances, some people
may be able to invest in your business without meeting the definition of an
accredited investor. These people are known as qualified investors. Ursula
concept of a qualified investor, the most common it criteria that it needed is
that the individual, despite the fact that they may not meet the accredited
investor definition by the Securities and Exchange Commission, is fully
qualified to make an informed decision as it pertains to raising capital for
your venture without being credited investor. For instance, if the individual
that you're raising capital from is a registered investment advisory, and does
not meet the net worth requirements for income requirements as outlined by the
securities and exchange commission, then they certainly may be able to obtain
capital from this individual simply due to the fact that the Securities and
Exchange Commission and related state-based securities understand that this
individual can make an informed decision as it pertains to investing in your
business on an ongoing basis for a one time investment. However, this is
somewhat risky as the rules for finding qualified investors versus accredited
investors is slim. In short, if you are seeking private placement investors,
venture capital financing, private equity funding, or other forms of financing
that do not come from traditional lending means then it is imperative that you
have the appropriate counseling place to ensure that any person that provides
capital with your firm is able to be considered to be an accredited investor.
However, it should be noted that some exceptions apply depending on the amount
of capital your raising. These exceptions, in regards to how you intend to raise
the money for your business, vary on a state to state-based depending on the
individuals that you're raising capital from as well as how you intend to market
your business as any company that is seeking capital from the general public. In
many of our previous discussions, the most likely fact is that you will not be
able to effectively market to the general public that the securities offerings
that you intend to provide to the general public as it relates to your business
activities. Again, this is primarily due to objections by the Securities and
Exchange Commission as it relates to the public marketing of securities for
sale. If you intend to market your securities for sale on an open market basis
then you may fall into the category of economy a publicly traded business. As
such, is imperative that you have the appropriate counsel that can show you one
which harms all appropriate investors for the type of capital that you are
seeking as it relates to your ongoing business activities as it pertains to the
expansion and development of your company. Although this series of articles is
intended to provide you with tertiary information as it pertains to raising
capital while providing information related to the accredited investor
definition - there is no substitute for professional advice, coming from an
attorney for a certified public accountant, that can provide you with a better
understanding of what laws and rules are pick up old to your capital raising
activities.
Again, turning to our
discussion as a relates to the accredited investor definition, you can be
assured that any venture capital firm, private equity firm, insurance company,
bank, while other financial station will most likely be able to be considered as
an accredited investor as it pertains to your ongoing capital raising
activities. If you are doing your own research as it pertains to obtain capital
from third parties that we strongly recommend that you thoroughly review the
laws that are posted on the securities and exchange commission website as it
relates to specific exemptions and rules pertaining to accredited and
sophisticated investors. Any time that you have a question as to whether or not
you're operating within the framework of the law as it relates to private
placement investors, angel investors, with other financial situations are able
to provide you with the financing that you need and you absolutely need to
attend the services of a securities focus law firm that can provide you with
ongoing advice as it pertains to be expansion of your business.
The fact that accredited
investors are hard to find it should be noted that you may need to work with a
number of different firms so that you can place the capital you need on an
ongoing basis that has a substantial number of contacts with individuals,
insurance companies, banks, and other financial institutions that are well
versed in accredited investor definition. On an ongoing basis we are going to
continue focus of our discussions as many individuals who have very promising
entrepreneurial activities on should be able to receive a capital a need with
minimal trouble. However, the first issue when receiving the new capital for
your business is working with accredited investors and other financial
institutions that provide you with this capital on an ongoing basis so that you
can effectively watcher business expand over a three, five, or seven year time
frame as it relates to the ongoing operations of your company. If you are unable
to find accredited investors on your own accord they may be in your best
interest, again, to work with a private placement broker that can effectively
work with you on an ongoing basis to ensure that you're able to receive the
financing that you need in exchange for a significant feat that they will take
as it relates to obtain capital on your half.
As we've discussed throughout
this article, finding accredited investors is a difficult process. However, by
working with a securities and exchange commission licensed private placement
broker, you will be in an excellent position to effectively find the financing
that you need in order to continue your business operations, develop business
activities, for putting the new product/service to the open market for the
capital that you can be acquired through these third parties. Although this will
lead to a discussion that will have in the future, many of these firms typically
charge substantial upfront fees as well as substantial success fees based on
their ability to provide you with introductions to accredited investors.
In addition to working with
private placement brokerages that are licensed by the securities exchange
commission you may also want to work with capital introduction firms that have a
number of accredited investors (as defined by the Securities and Exchange
Commission) within their Rolodex that are willing to make significant
investments into your business. Much like private placement brokerages these
firms take a significant commission any time that an accredited investor makes
an investment into your business the production that made between you and the
investor that is able to legally (as per accredited investor definition) provide
you with the capital that you need to develop expand your business operations.
Anytime you work with any of these firms, whether it is a capital induction firm
then you to make sure that they are appropriately licensed to do so not only by
the Securities and Exchange Commission but also by state-based securities rose
that oversee the operations of Hal capital is raised within their specific
jurisdiction. You can easily ensure that you're working with a legitimate firm
by checking with your state securities bureau as to whether or not the
individual form that you intend to work with is appropriately licensed to demand
the capital that you need to develop business operations for is able to work on
your path when securing financing from third-party accredited investors. In many
instances, they can quickly do a search online to make sure that the form that
you are entertaining as a potential partner to you as it pertains to your
capital raising activities is legally allowed to work on your path in regards to
your accredited investor capital raising activities.
As it pertains the definition
of an accredited investor is imperative that you understand that if you're
working with friends and family then they may not into this specific definition
as allied by the Securities and Exchange Commission. However, there are a number
of different exemptions that are available so that individuals that may not fall
into the accredited investor definition are able to provide you with the capital
that you need in order to develop, launch, or expand your business operations.
This is primarily due to the fact that when you raise capital from friends and
family that these transactions are not considered to be arms length
transactions. If your family invests into your new business is usually
considered to be a non-arms length transaction in the fact that there is not a
tremendous vested interest on behalf of your family members that are providing
you with the capital that you need as it relates to your ongoing business
activities. However, it should be noted, that in certain state restrictions
investments by friends and family are considered to be securities transactions
as it relates to raising capital for your business. If so, then having a
qualified attorney can make the appropriate determination as to whether each
investment that is made into your firm is considered to be an arms length
transaction.
Through our continued
discussion of articles as it relates to raising capital from accredited
investors, venture capital firms, private equity firms, and other financial
institutions – we will continue to focus on the qualities that are related to
the issues that pertain to your capital raising activities as per accredited
investor definition. Of course, these articles are intended for informational
purposes only and we strongly recommend that if you are seeking capital from an
accredited investor or from a qualified
investor that you ensure that you have the appropriate legal and accounting
counsel in place so that you can ensure that your main with the letter of the
law not only as it pertains to the federal laws relating to securities but also
to state laws pertaining to the specific jurisdiction that you're operating.
Again, these articles are for information purposes only and an investor that is
willing to make the investment should be met with appropriate counsel to ensure
that you remain with again the letter of the law as it pertains to the ongoing
development of your business, the expansion of your business and your ongoing
investment activities as it relates to receiving funding for your company so you
can aggressively expand your business for a substantial time..
Thank you again, for tuning in
to TheFinanceResource.com and we continue look forward to provide you with
insightful information as it pertains to your investment activities as it
relates to capital raising, investments and your business sourcing financing
from accredited investors, as well as sourcing financing from firms that
specialize in making investments into developing and expanding businesses.