It should be noted that there is no special software required to use these templates. All business plans come in Microsoft Word and Microsoft Excel format. Each business plan features:

• Excecutive Summary
• Company and Financing Summary
• Products and Services Overview
• Strategic Analysis with current research!
• Marketing Plan
• Personnel Plan
• 3 Year Advanced Financial Plan
• Expanded Financial Plan with Monthly Financials
• Loan Amortization and ROI Tools
• FREE PowerPoint Presentation for Banks, Investors, or Grant Companies!

1.0 Executive Summary

The purpose of this business plan is to raise $50,000 for the development of a corporate training and consulting firm while showcasing the expected financials and operations over the next three years. Corporate Trainer, Inc. (“the Company”) is a New York based corporation that will provide business training and consulting to small and medium sized businesses in its targeted market. The Company was founded by John Doe.

1.1 Products and Services

The Company will specialize in providing multifaceted advice related to the operation of small and medium sized businesses corporate training activities. At the onset of operations, Mr. Doe intends to hire four corporate trainers of varying educational and experience backgrounds so that Corporate Trainer, Inc. can market its services to a broad spectrum of clients within the target market. The business will generate revenues from per hour corporate training fees and as well as per project fees rendered to clients. The third section of the business plan will further describe the services offered by the Corporate Trainer.

1.2 The Financing

Mr. Doe is seeking to raise $50,000 from as a bank loan. The interest rate and loan agreement are to be further discussed during negotiation. This business plan assumes that the business will receive a 10 year loan with a 9% fixed interest rate. The financing will be used for the following: • Development of the Company’s office location. • Financing for the first six months of operation. • Capital to purchase computer and technology equipment. Mr. Doe will contribute $10,000 to the venture.

1.3 Mission Statement

The Corporate Trainer’s mission is to become the recognized leader in its targeted market for small and medium sized business corporate training services.

1.4 Mangement Team

The Company was founded by John Doe. Mr. Doe has more than 10 years of experience in the corporate training industry. Through his expertise, he will be able to bring the operations of the business to profitability within its first year of operations.

1.5 Sales Forecasts

Mr. Doe expects a strong rate of growth at the start of operations. Below are the expected financials over the next three years.

1.6 Expansion Plan

The Founder expects that the business will aggressively expand during the first three years of operation. Mr. Doe intends to implement marketing campaigns that will effectively target small and medium sized businesses within the target market.

2.0 Company and Financing Summary

2.1 Registered Name and Corporate Structure

Corporate Trainer, Inc. The Company is registered as a corporation in the State of New York.

2.2 Required Funds

At this time, the Corporate Trainer requires $50,000 of debt funds. Below is a breakdown of how these funds will be used:

2.3 Investor Equity

Mr. Doe is not seeking an investment from a third party at this time.

2.4 Management Equity

John Doe owns 100% of the Corporate Trainer, Inc.

2.5 Exit Strategy

If the business is very successful, Mr. Doe may seek to sell the business to a third party for a significant earnings multiple. Most likely, the Company will hire a qualified business broker to sell the business on behalf of the Corporate Trainer. Based on historical numbers, the business could fetch a sales premium of up to 4 times earnings.

3.0 Products and Services

Below is a description of the consulting services offered by the Corporate Trainer.

3.1 Corporate Training and Consulting Services

The primary source of income for the business will come from corporate training and consulting services rendered to small and medium sized businesses that have a specific issue that needs to be addressed in regards to human resource management. For instance, if a small business is developing a new product, the Company, through its corporate trainers, will be able to assist the business ensuring that employees are trained to handle calls specific to the needs of customers. The business will charge a per hour rate of $150 to $300 depending on the complexity of the corporate training rendered to the client.

3.2 Special Project Management and Consulting Services

In addition to corporate training, the business will also generate secondary streams of revenue by undertaking special projects such as business efficiency and human resource analyses that are performed on site. Corporate Trainer, Inc. at the onset of operations will hire two specialized consultants that can provide these services onsite to clients. These services differ from the corporate training services in that these projects will typically be larger in scope, and as such, the client will want a fixed price project based pricing for these services.

4.0 Strategic and Market Analysis

4.1 Economic Outlook

This section of the analysis will detail the economic climate, the corporate training/consulting industry, the customer profile, and the competition that the business will face as it progresses through its business operations. Currently, the economic market condition in the United States is in recession. This slowdown in the economy has also greatly impacted real estate sales, which has halted to historical lows. Many economists expect that this recession will continue for a significant period of time, at which point the economy will begin a prolonged recovery period. However, Corporate Training companies tend to do well in any economic climate as during times of deleterious economic conditions business owners and business managers will require specialized corporate training and consulting on how to keep their organizations profitable.

4.2 Industry Analysis

The corporate training and consulting industry is a highly fragmented group of individual practitioners, small firms, and large auditing institutions. There are over 621,000 consulting in the United States. The industry generates over $33 billion dollars a year, and employs over 390,000 Americans. The demand for corporate training services is expected to increase as new technology is integrated into business operations. Additionally, as the economy continues to have specialized labor needs, the Company can continually hire new employees with specialty expertise that will provide clients with efficient corporate training advice.

4.3 Customer Profile

By acting in a multifaceted business training and consulting capacity, the Company will be able to instruct and guide small businesses and corporate clients based on their specific corporate training needs. Below is a demographic profile of the businesses that Management will continue to target as potential clientele: Businesses • Is a privately owned business • Has less than $10,000,000 per year of revenue • Has EBITDA of $500,000 to $2,500,000 per year.

4.4 Competitive Analysis

This is one of the sections of the business plan that you must write completely on your own. The key to writing a strong competitive analysis is that you do your research on the local competition. Find out who your competitors are by searching online directories and searching in your local Yellow Pages. If there are a number of competitors in the same industry (meaning that it is not feasible to describe each one) then showcase the number of businesses that compete with you, and why your business will provide customers with service/products that are of better quality or less expensive than your competition.

5.0 Marketing Plan

Corporate Trainer, Inc. intends to maintain an extensive marketing campaign that will ensure maximum visibility for the business in its targeted market. Below is an overview of the marketing strategies and objectives of the Corporate Trainer.

5.1 Marketing Objectives

• • Establish relationships with other business consultants within the targeted market.

• • Implement a local campaign with the Company’s targeted market via the use of local newspaper advertisements, and word of mouth.

• • Develop an online presence by developing a website and placing the Company’s name and contact information with online directories.

5.2 Marketing Strategies

Mr. Doe intends on using a number of marketing strategies that will allow the Corporate Trainer to easily target small and medium sized businesses within the market. These strategies include traditional print advertisements and ads placed on search engines on the Internet. Below is a description of how the business intends to market its services to the general public. The Corporate Trainer will also use an internet based strategy. This is very important as many people seeking specialized corporate training services now the Internet to conduct their preliminary searches. Mr. Doe will register the Corporate Trainer with online portals so that potential customers can easily reach the business. The Company will also develop its own online website which will showcase the firm’s consultants, their educational/experience backgrounds, the Company’s preliminary fee structure, and the Corporate Trainer’s ability to render services. The Company will maintain a sizable amount of print and traditional advertising methods among business journals within local markets to promote the business training and consulting services that the Company is selling.

5.3 Pricing

In this section, describe the pricing of your services and products. You should provide as much information as possible about your pricing as possible in this section. However, if you have hundreds of items, condense your product list categorically. This section of the business plan should not span more than 1 page.

6.0 Organizational Plan and Personnel Summary

6.1 Corporate Organization

6.2 Organizational Budget

In this section of the business plan, you should write a two to four paragraph biography about your work experience, your education, and your skill set. For each owner or key employee, you should provide a brief biography in this section.

7.0 Financial Plan

7.1 Underlying Assumptions

• • The Corporate Trainer will have an annual revenue growth rate of 16% per year.

• • The Owner will acquire $50,000 of debt funds to develop the business.

• • The loan will have a 10 year term with a 9% interest rate.

7.2 Sensitivity Analysis

In the event of an economic downturn, the business may have a decline in its revenues. However, specialized corporate training services are typically in demand despite difficult economic climates as small and medium sized businesses seek corporate training and consulting advice in order to keep their companies profitable and cash flow positive. Additionally, the very high margin revenues generated from per hour corporate training/consulting fees and special project fees will ensure that the business can continually satisfy its debt obligations despite declines in top line income.

7.3 Source of Funds

7.4 General Assumptions

7.5 Profit and Loss Statements 

7.6 Cash Flow Analysis

7.7 Balance Sheet

7.8 General Assumptions

7.9 Business Ratios

Expanded Profit and Loss Statements

Expanded Cash Flow Analysis