It should be noted that there is no special software required to use these templates. All business plans come in Microsoft Word and Microsoft Excel format. Each business plan features:

• Excecutive Summary
• Company and Financing Summary
• Products and Services Overview
• Strategic Analysis with current research!
• Marketing Plan
• Personnel Plan
• 3 Year Advanced Financial Plan
• Expanded Financial Plan with Monthly Financials
• Loan Amortization and ROI Tools
• FREE PowerPoint Presentation for Banks, Investors, or Grant Companies!

1.0 Executive Summary

The purpose of this business plan is to raise $100,000 for the development of a specialized cultural consulting firm while concurrently showcasing the expected financials and operations over the next three years. Cultural Consulting Firm, Inc. (“the Company”) is a New York based corporation that will provide cross cultural consulting to customers in its targeted market. The Company was founded by John Doe.

1.1 Products and Services

As stated above, the Company specializes in providing cultural training for company executives that are transferring to another country for a limited amount of time. The Company’s services include educating customers regarding simple language skills and proper etiquette in other countries. The business generates revenues on a per hour basis for these consulting services. The third section of the business plan will further describe the services offered by Cultural Consulting Firm.

1.2 The Financing

Mr. Doe is seeking to raise $100,000 from as a bank loan. The interest rate and loan agreement are to be further discussed during negotiation. This business plan assumes that the business will receive a 10 year loan with a 9% fixed interest rate.

1.3 Mission Statement

Cultural Consulting Firm’s mission is to become the recognized leader in its targeted market for cross cultural consulting services.

1.4 Mangement Team

The Company was founded by John Doe. Mr. Doe has more than 10 years of experience in the cultural educational industry. Through his expertise, he will be able to bring the operations of the business to profitability within its first year of operations.

1.5 Sales Forecasts

Mr. Doe expects a strong rate of growth at the start of operations. Below are the expected financials over the next three years.

1.6 Expansion Plan

The Founder expects that the business will aggressively expand during the first three years of operation. Mr. Doe intends to implement marketing campaigns that will effectively target corporations with international operations within the United States.

2.0 Company and Financing Summary

2.1 Registered Name and Corporate Structure

Cultural Consulting Firm, Inc. The Company is registered as a corporation in the State of New York.

2.2 Required Funds

At this time, Cultural Consulting Firm requires $100,000 of debt funds. Below is a breakdown of how these funds will be used:

2.3 Investor Equity

Mr. Doe is not seeking an investment from a third party at this time.

2.4 Management Equity

Mr. John Doe owns 100% of the Cultural Consulting Firm.

2.5 Exit Strategy

If the business is very successful, Mr. Doe may seek to sell the business to a third party for a significant earnings multiple. Most likely, the Company will hire a qualified business broker to sell the business on behalf of Cultural Consulting Firm. Based on historical numbers, the business could fetch a sales premium of up to 4 times earnings.

3.0 Products and Services

Below is a description of the consulting services offered by Cultural Consulting Firm.

3.1 Cultural Consulting

As stated in the executive summary, the Company specializes in educating corporate managers and executives in proper etiquette and language skills as they travel abroad. As business is now done on a global scale, there is a strong demand among multinational corporations to have employees that are educated on the ways of local markets. As such, Mr. Doe and his staff will provide these services from the Company’s offices in New York.

4.0 Strategic and Market Analysis

4.1 Economic Outlook

This section of the analysis will detail the economic climate, the specialized consulting industry, the customer profile, and the competition that the business will face as it progresses through its business operations. Currently, the economic market condition in the United States is moderate. The meltdown of the sub prime mortgage market coupled with increasing gas prices has led many people to believe that the US is on the cusp of a double dip economic recession. This slowdown in the economy has also greatly impacted real estate sales, which has halted to historical lows. However, the rest of the world economy is thriving, and the business will be able to easily generate revenues from large corporations that are seeking to expand their international presence.

4.2 Industry Analysis

The consulting industry is a highly fragmented group of individual practitioners, small firms, and large auditing institution. There are over 621,000 consulting in the United States. The industry generates over $38 billion dollars a year, and employs over 390,000 Americans. The demand for consulting services is expected to increase as the number of businesses and the complication of tax issues increase. Additionally, as the economy continues to have specialized labor needs, the Company can continually hire new employees with specialty expertise that will provide clients with high impact cultural consulting services.

4.3 Customer Profile

Cultural Consulting Firm average client will be a medium sized or large corporation that does business in a foreign market. In this section of the analysis, you should describe the type of customer you are seeking to acquire. These traits include income size, type of business/occupation; how far away from your business is to your customer, and what the customer is looking for. In this section, you can also put demographic information about your target market including population size, income demographics, level of education, etc.

4.4 Competitive Analysis

This is one of the sections of the business plan that you must write completely on your own. The key to writing a strong competitive analysis is that you do your research on the local competition. Find out who your competitors are by searching online directories and searching in your local Yellow Pages. If there are a number of competitors in the same industry (meaning that it is not feasible to describe each one) then showcase the number of businesses that compete with you, and why your business will provide customers with service/products that are of better quality or less expensive than your competition.

5.0 Marketing Plan

Cultural Consulting Firm intends to maintain an extensive marketing campaign that will ensure maximum visibility for the business in its targeted market. Below is an overview of the marketing strategies and objectives of the Cultural Consulting Firm.

5.1 Marketing Objectives

• • Establish relationships with medium and large corporations throughout the United States.

• • Develop an online presence by developing a website and placing the Company’s name and contact information with online directories.

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5.2 Marketing Strategies

Mr. Doe intends on using a number of marketing strategies that will allow Cultural Consulting Firm to easily large corporations within the target market. These strategies include traditional print advertisements and ads placed on search engines on the Internet. Below is a description of how the business intends to market its services to the general public. Cultural Consulting Firm will also use an internet based strategy. This is very important as many people seeking specialized services, such as cultural trainers, now the Internet to conduct their preliminary searches. Mr. Doe will register Cultural Consulting Firm with online portals so that potential customers can easily reach the business. The Company will maintain a sizable amount of print and traditional advertising methods within prominent business journals to promote the cultural training that the Company is selling.

5.3 Pricing

In this section, describe the pricing of your services and products. You should provide as much information as possible about your pricing as possible in this section. However, if you have hundreds of items, condense your product list categorically. This section of the business plan should not span more than 1 page.

6.0 Organizational Plan and Personnel Summary

6.1 Corporate Organization

6.2 Organizational Budget

In this section of the business plan, you should write a two to four paragraph biography about your work experience, your education, and your skill set. For each owner or key employee, you should provide a brief biography in this section.

7.0 Financial Plan

7.1 Underlying Assumptions

• • Cultural Consulting Firm, Inc. will have an annual revenue growth rate of 16% per year.

• • The Owner will acquire $100,000 of debt funds to develop the business.

• • The loan will have a 10 year term with a 9% interest rate.

7.2 Sensitivity Analysis

In the event of an economic downturn, the business may have a decline in its revenues. However, the specialized cultural consulting services offered by the business are demanded by large organizations, which are less swayed by declines in the general economy.

7.3 Source of Funds

7.4 General Assumptions

7.5 Profit and Loss Statements 

7.6 Cash Flow Analysis

7.7 Balance Sheet

7.8 General Assumptions

7.9 Business Ratios

Expanded Profit and Loss Statements

Expanded Cash Flow Analysis