It should be noted that there is no special software required to use these templates. All business plans come in Microsoft Word and Microsoft Excel format. Each business plan features:

• Excecutive Summary
• Company and Financing Summary
• Products and Services Overview
• Strategic Analysis with current research!
• Marketing Plan
• Personnel Plan
• 3 Year Advanced Financial Plan
• Expanded Financial Plan with Monthly Financials
• Loan Amortization and ROI Tools
• FREE PowerPoint Presentation for Banks, Investors, or Grant Companies!

1.0 Executive Summary

The purpose of this business plan is to raise $100,000 for the development of a document shredding service showcasing the expected financials and operations over the next three years. Document Shredding Service, Inc. (“the Company”) is a New York based corporation that will large scale document shredding to business customers in its targeted market. The Company was founded by John Doe.

1.1 Products and Services

The revenue center for the Company will come from mass scale document shredding on behalf of Company’s that have upwards of millions of pages of private or secure documents that need to be destroyed. The business will arrange for the pick up of the documents from the customers location to the Document Shredding Service’s location. The third section of the business plan will further describe the services offered by the Document Shredding Service.

1.2 The Financing

Mr. Doe is seeking to raise $100,000 from as a bank loan. The interest rate and loan agreement are to be further discussed during negotiation. This business plan assumes that the business will receive a 10 year loan with a 9% fixed interest rate. The financing will be used for the following: • Development of the Company’s Document Shredding Service location. • Financing for the first six months of operation. • Capital to purchase FF&E. Mr. Doe will contribute $10,000 to the venture.

1.3 Mission Statement

The Document Shredding Service’s mission is to become the recognized leader in its targeted market for mass document shredding services.

1.4 Mangement Team

The Company was founded by John Doe. Mr. Doe has more than 10 years of experience in the office services industry. Through his expertise, he will be able to bring the operations of the business to profitability within its first year of operations.

1.5 Sales Forecasts

Mr. Doe expects a strong rate of growth at the start of operations. Below are the expected financials over the next three years.

1.6 Expansion Plan

The Founder expects that the business will aggressively expand during the first three years of operation. Mr. Doe intends to implement marketing campaigns that will effectively target corporate customers within the target market.

2.0 Company and Financing Summary

2.1 Registered Name and Corporate Structure

Document Shredding Service, Inc. The Company is registered as a corporation in the State of New York.

2.2 Required Funds

At this time, the Document Shredding Service requires $100,000 of debt funds. Below is a breakdown of how these funds will be used:

2.3 Investor Equity

Mr. Doe is not seeking an investment from a third party at this time.

2.4 Management Equity

John Doe owns 100% of the Document Shredding Service, Inc.

2.5 Exit Strategy

If the business is very successful, Mr. Doe may seek to sell the business to a third party for a significant earnings multiple. Most likely, the Company will hire a qualified business broker to sell the business on behalf of the Document Shredding Service. Based on historical numbers, the business could fetch a sales premium of up to 4 times earnings.

3.0 Products and Services

Below is a description of the services offered by the Document Shredding Service, Inc.

3.1 Document Shredding Services

As stated in the executive summary, the Company will specialize in the mass scale destruction of paper documents that have sensitive materials. All clients of the Company are expected to be corporations or professionals (such as attorneys) that have hundreds of thousands of pages of documents that need to be properly destroyed. The Company will employ the latest in document shredding equipment to ensure that any party cannot review materials once they have been destroyed.

4.0 Strategic and Market Analysis

4.1 Economic Outlook

This section of the analysis will detail the economic climate, the document shredding industry, the customer profile, and the competition that the business will face as it progresses through its business operations. Currently, the economic market condition in the United States is moderate. The meltdown of the sub prime mortgage market coupled with increasing gas prices has led many people to believe that the US is on the cusp of a double dip economic recession. This slowdown in the economy has also greatly impacted real estate sales, which has halted to historical lows. However, this should not impact the Document Shredding Service’s ability to generate revenues as these services are required in any economic climate by large businesses and legal practices.

4.2 Industry Analysis

Within the United States there are approximately 15,000 companies that provide office and business support services (which includes document shredding). Each year, these businesses generate more than $15 billion per year while providing jobs for more than 200,000 people. Aggregate payrolls in each of the last five years have exceeded $4.4 billion. The anticipated growth rate of the industry is expected to remain in lockstep with the economy in general. Due to recent economic events (over the past three years) annual revenues have declined by about 5% since the start of the recession.

4.3 Customer Profile

The Document Shredding Service’s average client will be a business operating in the Company’s target market. Common traits among clients will include: • Annual revenues exceeding $1,000,000. • Operates within 15 miles from the Company’s location. • Will spend $500 to $5,000 per month with the Document Shredding Service.

4.4 Competitive Analysis

This is one of the sections of the business plan that you must write completely on your own. The key to writing a strong competitive analysis is that you do your research on the local competition. Find out who your competitors are by searching online directories and searching in your local Yellow Pages. If there are a number of competitors in the same industry (meaning that it is not feasible to describe each one) then showcase the number of businesses that compete with you, and why your business will provide customers with service/products that are of better quality or less expensive than your competition.

5.0 Marketing Plan

The Document Shredding Service intends to maintain an extensive marketing campaign that will ensure maximum visibility for the business in its targeted market. Below is an overview of the marketing strategies and objectives of the Document Shredding Service.

5.1 Marketing Objectives

• • Establish relationships with local businesses, law firms, and large corporations with document shredding needs within the targeted market.

• • Develop an online presence by developing a website and placing the Company’s name and contact information with online directories.

• • Implement a local campaign with the Company’s targeted market via the use of flyers, local newspaper advertisements, and word of mouth.

5.2 Marketing Strategies

Mr. Doe intends on using a number of marketing strategies that will allow Document Shredding Service to easily target corporations and businesses within the target market. These strategies include traditional print advertisements and ads placed on search engines on the Internet. Below is a description of how the business intends to market its services to the general public. The Document Shredding Service will also use an internet based strategy. This is very important as many people seeking local services, such as document shredding services, now the Internet to conduct their preliminary searches. Mr. Doe will register the Document Shredding Service with online portals so that potential customers can easily reach the business. The Company will also develop its own online website. The Company will maintain a sizable amount of print and traditional advertising methods within local markets to promote the document shredding services that the Company is selling.

5.3 Pricing

In this section, describe the pricing of your services and products. You should provide as much information as possible about your pricing as possible in this section. However, if you have hundreds of items, condense your product list categorically. This section of the business plan should not span more than 1 page.

6.0 Organizational Plan and Personnel Summary

6.1 Corporate Organization

6.2 Organizational Budget

In this section of the business plan, you should write a two to four paragraph biography about your work experience, your education, and your skill set. For each owner or key employee, you should provide a brief biography in this section.

7.0 Financial Plan

7.1 Underlying Assumptions

• • The Document Shredding Service will have an annual revenue growth rate of 16% per year.

• • The Owner will acquire $100,000 of debt funds to develop the business.

• • The loan will have a 10 year term with a 9% interest rate.

7.2 Sensitivity Analysis

In the event of an economic downturn, the business may have a decline in its revenues. However, the pricing point for the Company’s document shredding services is low. As such, only a more severe economic downturn would result in a decline in revenues.

7.3 Source of Funds

7.4 General Assumptions

7.5 Profit and Loss Statements 

7.6 Cash Flow Analysis

7.7 Balance Sheet

7.8 General Assumptions

7.9 Business Ratios

Expanded Profit and Loss Statements

Expanded Cash Flow Analysis