It should be noted that there is no special software required to use these templates. All business plans come in Microsoft Word and Microsoft Excel format. Each business plan features:

• Excecutive Summary
• Company and Financing Summary
• Products and Services Overview
• Strategic Analysis with current research!
• Marketing Plan
• Personnel Plan
• 3 Year Advanced Financial Plan
• Expanded Financial Plan with Monthly Financials
• Loan Amortization and ROI Tools
• FREE PowerPoint Presentation for Banks, Investors, or Grant Companies!

1.0 Executive Summary

The purpose of this business plan is to raise $160,000 for the development of an infusion therapy focused pharmacy while showcasing the expected financials and operations over the next three years. Infusion Therapy, Inc. (“the Company”) is a New York based corporation that will provide prescription drugs that are delivered intravenously to patients that have severe disorders. The Company was founded by John Doe.

1.1 Products and Services

The primary revenue source for the business is the ongoing sale of drugs and products that are related to prescription infusion therapy. Specifically, infusion therapy is used among patients that cannot take drugs orally. As such, additional special attention must be paid to the specific needs of the patient. The business will receive a majority of its income from co-payments, insurance payments, and from publicly funded health sources such as Medicare and Medicaid. The third section of the business plan will further describe the services offered by the Infusion Therapy business.

1.2 The Financing

Mr. Doe is seeking to raise $160,000 from as a bank loan. The interest rate and loan agreement are to be further discussed during negotiation. This business plan assumes that the business will receive a 10 year loan with a 9% fixed interest rate. The financing will be used for the following: • Development of the Company’s Infusion Therapy location. • Financing for the first six months of operation. • Capital to purchase the Company’s inventory of infusion pharmaceuticals. Mr. Doe will contribute $10,000 to the venture.

1.3 Mission Statement

Infusion Therapy’s mission is to provide an extensive line of drugs that can be delivered intravenously to patients within the Company’s target market. The business will also provide delivery services to patients that cannot come directly to the Infusion Therapy pharmacy.

1.4 Mangement Team

The Company was founded by John Doe. Mr. Doe has more than 10 years of experience in the pharmaceutical industry. Through his expertise, he will be able to bring the operations of the business to profitability within its first year of operations.

1.5 Sales Forecasts

Mr. Doe expects a strong rate of growth at the start of operations. Below are the expected financials over the next three years.

1.6 Expansion Plan

The Founder expects that the business will aggressively expand during the first three years of operation. Mr. Doe intends to implement marketing campaigns that will effectively target individuals, nursing homes, and assisted living facilities within the target market.

2.0 Company and Financing Summary

2.1 Registered Name and Corporate Structure

Infusion Therapy, Inc. The Company is registered as a corporation in the State of New York.

2.2 Required Funds

At this time, the Infusion Therapy requires $160,000 of debt funds. Below is a breakdown of how these funds will be used:

2.3 Investor Equity

Mr. Doe is not seeking an investment from a third party at this time.

2.4 Management Equity

John Doe owns 100% of Infusion Therapy, Inc.

2.5 Exit Strategy

If the business is very successful, Mr. Doe may seek to sell the business to a third party for a significant earnings multiple. Most likely, the Company will hire a qualified business broker to sell the business on behalf of Infusion Therapy. Based on historical numbers, the business could fetch a sales premium of up to 4 times earnings.

3.0 Products and Services

Below is a description of the products offered by the Pharmacy.

3.1 Sales of Infusion Therapy Drugs

As stated in the executive summary, the business will specialize in the ongoing distribution of infusion therapy focused drugs for highly ill individuals. The business’ entire line of medications will be drugs that can be introduced into the body via a catheter or an IV needle. Mr. Doe is currently obtaining the proper licensure so that the business can distribute prescription medication from its retail location

3.2 Delivery of Medication

As a value added benefit for its patients, the Company will provide delivery services to large scale facilities such as nursing homes, assisted living facilities, and hospitals. Approximately 10% of the Company’s revenues will come from this value added service.

4.0 Strategic and Market Analysis

4.1 Economic Outlook

This section of the analysis will detail the economic climate, the infusion therapy pharmacy industry, the customer profile, and the competition that the business will face as it progresses through its business operations. Currently, the economic market condition in the United States is moderate. The meltdown of the sub prime mortgage market coupled with increasing gas prices has led many people to believe that the US is on the cusp of a double dip economic recession. This slowdown in the economy has also greatly impacted real estate sales, which has halted to historical lows. However, infusion therapy operate with great economic stability as people will continue to require medications despite drawbacks in the general economy. Additionally, and as stated earlier, many people have health insurance that covers these drug costs.

4.2 Industry Analysis

The retail distribution of pharmaceutical products is one the United States’ largest industries. Each year, the 45,000 retail pharmacy companies in the country aggregately generate more than $185 billion dollars of revenue. The industry employs more than 800,000 people and provides payrolls in excess of $25 billion dollars per year. The industry is expected to grow significantly over the next fifteen years as more people in the “Baby Boomer” generation move into their senior years. As such, they will require greater use of prescription medication including infusion therapy based medications. Based on information from the US federal government, the industry is expected to have an annual average growth rate of 6% per year during the next fifteen years.

4.3 Customer Profile

The Infusion Therapy. Inc.’s average client will be a middle to upper middle class man or woman living in the Company’s target market. Common traits among clients will include: • Annual household income exceeding $50,000 • Lives or works no more than 15 miles from the Company’s location. • Will spend $250 per visit to the Infusion Therapy pharmacy location.

4.4 Competitive Analysis

This is one of the sections of the business plan that you must write completely on your own. The key to writing a strong competitive analysis is that you do your research on the local competition. Find out who your competitors are by searching online directories and searching in your local Yellow Pages. If there are a number of competitors in the same industry (meaning that it is not feasible to describe each one) then showcase the number of businesses that compete with you, and why your business will provide customers with service/products that are of better quality or less expensive than your competition.

5.0 Marketing Plan

Infusion Therapy, Inc. intends to maintain an extensive marketing campaign that will ensure maximum visibility for the business in its targeted market. Below is an overview of the marketing strategies and objectives of the Infusion Therapy, Inc.

5.1 Marketing Objectives

• • Establish relationships with nursing homes, assisted living facilities, and hospitals.

• • Implement a local campaign with the Company’s targeted market via the use of flyers, local newspaper advertisements, and word of mouth.

• • Develop an online presence by developing a website and placing the Company’s name and contact information with online directories.

5.2 Marketing Strategies

Mr. Doe intends on using a number of marketing strategies that will allow the Infusion Therapy to easily target men and women within the target market. These strategies include traditional print advertisements and ads placed on search engines on the Internet. Below is a description of how the business intends to market its services to the general public. Infusion Therapy, Inc. will also use an internet based strategy. This is very important as many people seeking local services and products, such as specialized infusion therapy pharmacies, now the Internet to conduct their preliminary searches. Mr. Doe will register Infusion Therapy with online portals so that potential customers can easily reach the business. The Company will also develop its own online website showcasing hours of operation and directions to the business’ location. Mr. Doe will also develop a number of contractual relationships with nursing homes, assisted living facilities, hospitals, and doctors that regularly need to provide their patients with IV, injection, and catheter based drugs.

5.3 Pricing

In this section, describe the pricing of your services and products. You should provide as much information as possible about your pricing as possible in this section. However, if you have hundreds of items, condense your product list categorically. This section of the business plan should not span more than 1 page.

6.0 Organizational Plan and Personnel Summary

6.1 Corporate Organization

6.2 Organizational Budget

In this section of the business plan, you should write a two to four paragraph biography about your work experience, your education, and your skill set. For each owner or key employee, you should provide a brief biography in this section.

7.0 Financial Plan

7.1 Underlying Assumptions

• • Infusion Therapy, Inc. will have an annual revenue growth rate of 16% per year.

• • The Owner will acquire $160,000 of debt funds to develop the business.

• • The loan will have a 10 year term with a 9% interest rate.

7.2 Sensitivity Analysis

The Company’s revenues are not sensitive to changes in the general economy. As discussed earlier, the business provides life critical infusion therapy based medications to its customers and as such, the business will not suffer any major declines in revenues despite deleterious changes in the economy. As such, Infusion Therapy will be able to remain profitable and cash flow positive at all times.

7.3 Source of Funds

7.4 General Assumptions

7.5 Profit and Loss Statements 

7.6 Cash Flow Analysis

7.7 Balance Sheet

7.8 General Assumptions

7.9 Business Ratios

Expanded Profit and Loss Statements

Expanded Cash Flow Analysis