It should be noted that there is no special software required to use these templates. All business plans come in Microsoft Word and Microsoft Excel format. Each business plan features:

• Excecutive Summary
• Company and Financing Summary
• Products and Services Overview
• Strategic Analysis with current research!
• Marketing Plan
• Personnel Plan
• 3 Year Advanced Financial Plan
• Expanded Financial Plan with Monthly Financials
• Loan Amortization and ROI Tools
• FREE PowerPoint Presentation for Banks, Investors, or Grant Companies!

1.0 Executive Summary

The purpose of this business plan is to raise $150,000 for the development of an online casino website that will provide a platform for people to play varying casino games such as poker, blackjack, roulette, and other classic casino games. This business plan will also showcase the expected financials and operations over the next three years. The Online Casino, Inc. (“the Company”) is a New York based corporation that will sell advertising space while generating revenues through bets placed on the website. It should be noted that the Online Casino will use an offshore subsidiary to hold the assets of the business. The Company was founded by John Doe.

1.1 Products and Services

Online Casino, Inc. will primarily generate revenues from the taking of bets on behalf of players that become enrolled members of the casino. As stated above, the Online Casino will domicile its assets in a different location as certain legal restrictions regarding online gambling apply throughout the United States. The games hosted on the Company’s services will include blackjack, poke, roulette, and several online slot machine style games. The business will generate revenues from static and dynamic advertisements that generate revenues on a per 1000 impressions basis while concurrently earning other income from affiliate partner revenues. The third section of the business plan will further describe the services offered by the Online Casino.

1.2 The Financing

Mr. Doe is seeking to raise $150,000 from as a bank loan. The interest rate and loan agreement are to be further discussed during negotiation. This business plan assumes that the business will receive a 10 year loan with a 9% fixed interest rate. The financing will be used for the following: • Development of the Company’s online casino website platform. • Financing for the first six months of operation. • Capital to purchase servers, computers, and related technology Mr. Doe will contribute $25,000 to the venture.

1.3 Mission Statement

The Online Casino’s mission is to become the recognized leader in its targeted market as a platform where people can play classic casino games.

1.4 Mangement Team

The Company was founded by John Doe. Mr. Doe has more than 10 years of experience in the online and Internet industry. Through his expertise, he will be able to bring the operations of the business to profitability within its first year of operations.

1.5 Sales Forecasts

Mr. Doe expects a strong rate of growth at the start of operations. Below are the expected financials over the next three years.

1.6 Expansion Plan

The Founder expects that the business will aggressively expand during the first three years of operation. Mr. Doe intends to implement marketing campaigns that will effectively target individuals within the Company’s demographic.

2.0 Company and Financing Summary

2.1 Registered Name and Corporate Structure

Online Casino, Inc. The Company is registered as a corporation in the State of New York. As stated earlier, a foreign subsidiary will be used to hold the assets of the business.

2.2 Required Funds

At this time, the Online Casino requires $150,000 of debt funds. Below is a breakdown of how these funds will be used:

2.3 Investor Equity

Mr. Doe is not seeking an investment from a third party at this time.

2.4 Management Equity

John Doe owns 100% of the Online Casino, Inc.

2.5 Exit Strategy

If the business is very successful, Mr. Doe may seek to sell the business to a third party for a significant earnings multiple. Most likely, the Company will hire a qualified business broker to sell the business on behalf of the Online Casino. Based on historical numbers, the business could fetch a sales premium of up to 10 times earnings.

3.0 Products and Services

Below is a description of the services offered by the Online Casino.

3.1 Online Casino Operations

As stated in the executive summary, the primary revenue center for the business will come through the ongoing placing of bets by customers with the Company among online games such as blackjack, roulette, and virtual slot machines. With these games, the player will be directly playing against the house. Management anticipates that the Company will have a house advantage of approximately 3% on each bet placed. For games such as Poker, the business will receive a fee equal to 5% of the pot during each hand played by users.

3.2 Advertising Revenues

The revenues will come from the sale of advertising space to businesses. At the onset of operations the business will develop a relationship with Google AdSense so that the business can immediately generate revenue. Each time a visiting user clicks on one of the advertisements for the business, the Company receives a payment from Google. These ads will be tastefully placed throughout the Online Casino platform. The Company also intends to develop its own internal advertising programs that will feature static advertisements within the website. These advertisements will be sold directly to advertisers rather than through a third party system, like Google AdSense. In the future, the Online Casino will also seek to develop product affiliation and corporate sponsorship relationships which would further the Company’s visibility and revenue streams.

4.0 Strategic and Market Analysis

4.1 Economic Outlook

This section of the analysis will detail the economic climate, the online advertising and e-commerce industry, the customer profile, and the competition that the business will face as it progresses through its business operations. Currently, the economic market condition in the United States is in recession. This slowdown in the economy has also greatly impacted real estate sales, which has halted to historical lows. Many economists expect that this recession will continue for a significant period of time, at which point the economy will begin a prolonged recovery period.

4.2 Industry Analysis

Online e-commerce businesses (including online casinos) are expected to generate $115 billion dollars this year. The United States Economic Census indicates that over the next five years, 60% of the businesses in the United States will have an internet presence. In early 2010, industry reports estimate that 210 million people will have access to the internet with approximately 65% of these people having direct high speed internet access. In the United States, gaming has become socially acceptable and in many other countries, gaming is an accepted part of life. Combining one of the world’s most profitable and oldest industries with one of the world’s fastest growing and newest groups of potential clients, the possibilities are awe-inspiring. Analysts forecast online gaming revenue will rise to $22.7 billion by 2010, from $8.2 billion in 2004, representing compound annual growth of 22 percent.

4.3 Customer Profile

The Online Casino’s average client will be a young middle to upper middle class male of female that has a broadband internet connection. Common traits among end users will include: • Annual household income exceeding $50,000 • Between the ages of 18 and 40 • Has high speed internet access • Is familiar with the concept and operations of online casinos. • Will spend $100 to $200 per usage of the Online Casino. In this section of the analysis, you should describe the type of customer you are seeking to acquire. These traits include income size, type of business/occupation; how far away from your business is to your customer, and what the customer is looking for. In this section, you can also put demographic information about your target market including population size, income demographics, level of education, etc.

4.4 Competitive Analysis

This is one of the sections of the business plan that you must write completely on your own. The key to writing a strong competitive analysis is that you do your research on the local competition. Find out who your competitors are by searching online directories and searching in your local Yellow Pages. If there are a number of competitors in the same industry (meaning that it is not feasible to describe each one) then showcase the number of businesses that compete with you, and why your business will provide customers with service/products that are of better quality or less expensive than your competition.

5.0 Marketing Plan

The Online Casino intends to maintain an extensive marketing campaign that will ensure maximum visibility for the business in its targeted market. Below is an overview of the marketing strategies and objectives of the Online Casino.

5.1 Marketing Objectives

• • Develop promotional giveaways that will draw users to the website via viral marketing methods.

• • Establish relationships with advertisers that are targeting a computer savvy younger demographic.

• • Develop an expansive online presence through the use of pay per click marketing and search engine optimization.

5.2 Marketing Strategies

Mr. Doe intends to use a high impact marketing campaign that will generate a substantial amount of traffic to www.mysite.com. These strategies include the use of search engine optimization and pay per click marketing. The Company’s web development firm will place large amounts of linking text on the Company’s website. For instance, when a person does a Google search for online casino websites, the Company will appear on the first page of the search. This strategy is technically complicated, and the Online Casino will use a search engine optimization firm to develop the Company’s visibility on a non-paid basis. Management expects that a SEO firm will place large amounts of linking data and text specific keywords into the business’s website, which will allow the Company to appear more frequently among search engines. A majority of web portal and search engine companies use very complicated algorithms to determine a website’s relevance in relation to a specific keyword. SEO firms place text and tags on the website to increase the rank of a specific website. Additionally, the Online Casino will use several pay methods for increasing the Company’s visibility. This strategy is expensive, but the results can be phenomenal if this marketing strategy is properly executed. These advertisements appear along the border and side of a website, and each time a person clicks on the website, a small fee ranging from fifty cents to one dollar is charged to the Company’s account. This strategy will be used until the Company gains momentum.

5.3 Pricing

In this section, describe the pricing of your services and products. You should provide as much information as possible about your pricing as possible in this section. However, if you have hundreds of items, condense your product list categorically. This section of the business plan should not span more than 1 page.

6.0 Organizational Plan and Personnel Summary

6.1 Corporate Organization

6.2 Organizational Budget

In this section of the business plan, you should write a two to four paragraph biography about your work experience, your education, and your skill set. For each owner or key employee, you should provide a brief biography in this section.

7.0 Financial Plan

7.1 Underlying Assumptions

• • The Online Casino will have an annual revenue growth rate of 31% per year.

• • The Owner will acquire $150,000 of debt funds to develop the business.

• • The loan will have a 10 year term with a 9% interest rate.

7.2 Sensitivity Analysis

In the event of a severe economic decline, the demand for specialty online based advertising and casino services may decrease significantly, which may cause the advertising/casino revenue generated by the business to level off or decline. However, the high margins associated with the Online Casino will ensure that the business will be able to remain profitable and cash flow positive at all times.

7.3 Source of Funds

7.4 General Assumptions

7.5 Profit and Loss Statements 

7.6 Cash Flow Analysis

7.7 Balance Sheet

7.8 General Assumptions

7.9 Business Ratios

Expanded Profit and Loss Statements

Expanded Cash Flow Analysis