It should be noted that there is no special software required to use these templates. All business plans come in Microsoft Word and Microsoft Excel format. Each business plan features:

• Excecutive Summary
• Company and Financing Summary
• Products and Services Overview
• Strategic Analysis with current research!
• Marketing Plan
• Personnel Plan
• 3 Year Advanced Financial Plan
• Expanded Financial Plan with Monthly Financials
• Loan Amortization and ROI Tools
• FREE PowerPoint Presentation for Banks, Investors, or Grant Companies!

1.0 Executive Summary

The purpose of this business plan is to raise $100,000 for the development of a surveying and home inspection business while showcasing the expected financials and operations over the next three years. The Surveyor, Inc. (“the Company”) is a New York based corporation that will provide inspections of homes on behalf of homeowners, real estate investors, and banks in its targeted market. The Company was founded in 2009 by John Doe.

1.1 Products and Services

The primary revenue stream for the business is housing inspection and real estate analysis for the general public. Mr. Doe will become licensed by the state’s surveying and home inspection licensing authority to perform certified housing inspection to the general public and banks that have taken homes into foreclosure. One of the most interesting aspects of the business is that it is needed in all economic climates, including the deleterious real estate market currently occurring within the United States. The third section of the business plan will further describe the services offered by the Surveyor.

1.2 The Financing

Mr. Doe is seeking to raise $100,000 from as a bank loan. The interest rate and loan agreement are to be further discussed during negotiation. This business plan assumes that the business will receive a 10 year loan with a 9% fixed interest rate. The financing will be used for the following: • Development of the Company’s office location. • Financing for the first six months of operation. • Capital to purchase a company vehicle. Mr. Doe will contribute $10,000 to the venture.

1.3 Mission Statement

The Surveyor’s mission is to become the recognized leader in its targeted market for surveying and home inspection services.

1.4 Mangement Team

The Company was founded by John Doe. Mr. Doe has more than 10 years of experience in the construction and surveying and home inspection industry. Through his expertise, he will be able to bring the operations of the business to profitability within its first year of operations.

1.5 Sales Forecasts

Mr. Doe expects a strong rate of growth at the start of operations. Below are the expected financials over the next three years.

1.6 Expansion Plan

The Founder expects that the business will aggressively expand during the first three years of operation. Mr. Doe intends to implement marketing campaigns that will effectively target individuals, banks, contractors, and real estate investors within the target market.

2.0 Company and Financing Summary

2.1 Registered Name and Corporate Structure

Surveyor, Inc. The Company is registered as a corporation in the State of New York.

2.2 Required Funds

At this time, the Surveyor requires $100,000 of debt funds. Below is a breakdown of how these funds will be used:

2.3 Investor Equity

Mr. Doe is not seeking an investment from a third party at this time.

2.4 Management Equity

John Doe owns 100% of the Surveyor, Inc.

2.5 Exit Strategy

If the business is very successful, Mr. Doe may seek to sell the business to a third party for a significant earnings multiple. Most likely, the Company will hire a qualified business broker to sell the business on behalf of the Surveyor. Based on historical numbers, the business could fetch a sales premium of up to 4 times earnings.

3.0 Products and Services

Below is a description of the surveying and home inspection services offered by the Surveyor.

3.1 Surveying and Home Inspection Services

The Company, through its surveying and home inspection services, will determine the structural integrity of any standing structure. The Company intends to charge approximately $500 to $1,000 for these services. In addition to general home/building inspection and surveying services, the Company will specialized services including, but not limited to: • Radon gas testing • Water analysis • Mold testing • Wood destroying insect inspections • Septic testing • Carbon monoxide testing • Energy assessments • Reserve studies • Lead based paint testing • New home construction reviews • Pool and spa inspections

3.2 Future Services

In the future, the business may develop ancillary services such as licensed property appraisal services, which will substantially increase the revenues of the business as surveying and home inspection and property value analysis go hand and hand. In this event, the Company will hire property appraisers that are properly licensed to testify and give opinion to the value of properties.

4.0 Strategic and Market Analysis

4.1 Economic Outlook

This section of the analysis will detail the economic climate, the surveying and home inspection industry, the customer profile, and the competition that the business will face as it progresses through its business operations. Currently, the economic market condition in the United States is sluggish. This slowdown in the economy has also greatly impacted real estate sales, which has halted to historical lows. Many economists expect that this recession will continue for a significant period of time, at which point the economy will begin a prolonged recovery period. However, home inspection businesses operate with relatively strong economic stability as home sellers and real estate investors are required to have certified surveying and home inspections. During strong real estate markets, surveying and home inspection companies are demanded among real estate developers to certify the development of new properties. As such, the business will be able to remain profitable in any economic climate.

4.2 Industry Analysis

Within the United States, there are 4,500 companies that provide certified surveying and home inspection services. Each year, these businesses aggregately generate $1.7 billion a year of revenue while providing jobs to more than 17,000 people. Total payrolls in each of the last five years have exceeded $500,000,000. This is a mature industry, and the future expected growth rate will mirror that of the general economy.

4.3 Customer Profile

The Surveyor’s average client will be a middle to upper middle class homeowner in the Company’s target market. Common traits among clients will include: • Annual household income exceeding $50,000 • Will spend $500 to $1,000 on each home/building inspection. • Among homeowners, has a property value of $300,000+ • Among real estate investors, holds properties with a value in excess of $1 million.

4.4 Competitive Analysis

This is one of the sections of the business plan that you must write completely on your own. The key to writing a strong competitive analysis is that you do your research on the local competition. Find out who your competitors are by searching online directories and searching in your local Yellow Pages. If there are a number of competitors in the same industry (meaning that it is not feasible to describe each one) then showcase the number of businesses that compete with you, and why your business will provide customers with service/products that are of better quality or less expensive than your competition.

5.0 Marketing Plan

The Surveyor intends to maintain an extensive marketing campaign that will ensure maximum visibility for the business in its targeted market. Below is an overview of the marketing strategies and objectives of the Surveyor.

5.1 Marketing Objectives

• • Establish relationships with contractors, real estate investors, and banks within the targeted market.

• • Implement a local campaign with the Company’s targeted market via the use of flyers, local newspaper advertisements, and word of mouth advertising.

• • Develop an online presence by developing a website and placing the Company’s name and contact information with online directories.

5.2 Marketing Strategies

Mr. Doe intends on using a number of marketing strategies that will allow the Surveyor to easily target homeowners, real estate investors, and contractors within the target market. These strategies include traditional print advertisements and ads placed on search engines on the Internet. Below is a description of how the business intends to market its services to the general public. The Surveyor will also use an internet based strategy. This is very important as many people seeking local services, such as home inspectors, now the Internet to conduct their preliminary searches. Mr. Doe will register the Surveyor with online portals so that potential customers can easily reach the business. The Company will also develop its own online website showcasing the Surveyor’s services, preliminary pricing, and contact information. Finally, Mr. Doe will develop ongoing relationships with real estate investors, contractors, and home builders that continually need the services of a licensed building/home inspector.

5.3 Pricing

In this section, describe the pricing of your services and products. You should provide as much information as possible about your pricing as possible in this section. However, if you have hundreds of items, condense your product list categorically. This section of the business plan should not span more than 1 page.

6.0 Organizational Plan and Personnel Summary

6.1 Corporate Organization

6.2 Organizational Budget

In this section of the business plan, you should write a two to four paragraph biography about your work experience, your education, and your skill set. For each owner or key employee, you should provide a brief biography in this section.

7.0 Financial Plan

7.1 Underlying Assumptions

• • The Surveyor will have an annual revenue growth rate of 10% per year.

• • The Owner will acquire $100,000 of debt funds to develop the business.

• • The loan will have a 10 year term with a 9% interest rate.

7.2 Sensitivity Analysis

In the event of an economic downturn, the business may have a decline in its revenues. However, surveying and home inspection services are demanded regardless of the general economy as people selling homes (like in today’s market) will continue to require certified inspections for their properties. Additionally, contractors will also continually require the services of building inspectors. Finally, the high margin revenues generated by the business will ensure the continued profitability of the business despite declines in top line income.

7.3 Source of Funds

7.4 General Assumptions

7.5 Profit and Loss Statements 

7.6 Cash Flow Analysis

7.7 Balance Sheet

7.8 General Assumptions

7.9 Business Ratios

Expanded Profit and Loss Statements

Expanded Cash Flow Analysis